Highly recommend this absolutely fantastic company. They were nothing but helpful from start to finish.
Fantastic to work with; very professional and friendly. Nothing was too much and not once got frustrated with all the questions and requests we were asking.
Amazed by the Professionalism, Communication, Expertise, Proactive, Approachable & Honest behavior of your personnel. Fees were very reasonable. Thanks and very happy to be your client.
Just found the finance guru we have been looking for. Andrew is amazing. Andrew has helped us get finance for a vehicle and we are back again. Super impressed with Andrews dedication and skills. Thanks.
Business Lending
Whether you are buying a new business or expanding into new markets, North Capital cas assist you to reach your goals. With a huge network of lenders to choose from, we can make sure to find the finance that works for you.
What facilities are available to your business:
- Business loan
- Business Overdraft
- Business line of Credit
- Short Term Lending
- Commercial Bill Swaps
Business loan
Business loans from $10,000 with terms of up to 20 years. If you are purchasing a business or utilising the funds for a business purchase, business loans are a great simple option. Facilities with the option of Fixed or Variable rates, Offset accounts and redraw facilities. North Capital will ensure that the facilities is structure to suit your business.
Business Overdraft
Business overdrafts are commonly used for on going cashflow support. These facilities sit on the back of your businesses transaction account and allow for funds to be utilised at any point in time. Suitable for businesses with long invoice periods allowing for financial obligations to be managed. Depending on the provided security overdraft can extend from as little as $2000 – $1,000,000.
Business Line of Credit
A Business Line of Credit gives you the flexibility to borrow however much you need, when you need, up to an approved limit. As long as you keep the loan balance below the credit limit, you decide how often and how much to pay off. A Business Line of Credit is suitable for a wide range of business purposes such as financing investments, short-term working capital, seasonal business requirements and for large operational business expenses such as bulk ordering.
Short Term Lending
Short term loans are great for new businesses, where historical financial data may not be available for a full application or if funding is needed within a tight time frame. Most short term loans do not require security to be provided and are generally funded within a matter of days. However unlike standard lending facilities, short term loans are generally a more costly form of debt due to the higher risk taken by the lender.
Commercial Bill Swaps
A commercial bill assists you to raise the finance you need for investment purposes through negotiable bank bills. The interest rate, or ‘floor’ rate, is based on two things, the Bank Bill Swap Rate (BBSW), and a margin added by the lender of 1.00-3.00% called the facility fee. This is a great option for lending term requirements of less than 5 years.
Business Lending
Whether you are buying a new business or expanding into new markets, North Capital cas assist you to reach your goals. With a huge network of lenders to choose from, we can make sure to find the finance that works for you.
What facilities are available to your business:
- Business loan
- Business Overdraft
- Business line of Credit
- Short Term Lending
- Commercial Bill Swaps
Business loan
Business loans from $10,000 with terms of up to 20 years. If you are purchasing a business or utilising the funds for a business purchase, business loans are a great simple option. Facilities with the option of Fixed or Variable rates, Offset accounts and redraw facilities. North Capital will ensure that the facilities is structure to suit your business.
Business Overdraft
Business overdrafts are commonly used for on going cashflow support. These facilities sit on the back of your businesses transaction account and allow for funds to be utilised at any point in time. Suitable for businesses with long invoice periods allowing for financial obligations to be managed. Depending on the provided security overdraft can extend from as little as $2000 – $1,000,000.
Business Line of Credit
A Business Line of Credit gives you the flexibility to borrow however much you need, when you need, up to an approved limit. As long as you keep the loan balance below the credit limit, you decide how often and how much to pay off. A Business Line of Credit is suitable for a wide range of business purposes such as financing investments, short-term working capital, seasonal business requirements and for large operational business expenses such as bulk ordering.
Short Term Lending
Short term loans are great for new businesses, where historical financial data may not be available for a full application or if funding is needed within a tight time frame. Most short term loans do not require security to be provided and are generally funded within a matter of days. However unlike standard lending facilities, short term loans are generally a more costly form of debt due to the higher risk taken by the lender.
Commercial Bill Swaps
A commercial bill assists you to raise the finance you need for investment purposes through negotiable bank bills. The interest rate, or ‘floor’ rate, is based on two things, the Bank Bill Swap Rate (BBSW), and a margin added by the lender of 1.00-3.00% called the facility fee. This is a great option for lending term requirements of less than 5 years.
Applying with North Capital
North Capital provides you with an overview of over 50 lenders and will guide you through the costs and benefits that you won’t see when only approaching one bank. Our team has over 10 years of experience working with Commercial Banks and can provide you with an unprecedented understanding of the process.
On going support is all part of our ethos meaning that North Capital provides continued support and will provide you updates on rates, structure changes and new products that may suit your business better when they become available.
A network of professional support is available to you at anytime. North Capital has partnerships with Solicitors, Accountants, Financial planners and more meaning that if you need professional advice you won’t be sent out looking for it.
North Capital is your one stop business shop, we seek to partner with your business and see it grow.
Call us today for a free consultation
Applying with North Capital
North Capital provides you with an overview of over 50 lenders and will guide you through the costs and benefits that you won’t see when only approaching one bank. Our team has over 10 years of experience working with Commercial Banks and can provide you with an unprecedented understanding of the process.
On going support is all part of our ethos meaning that North Capital provides continued support and will provide you updates on rates, structure changes and new products that may suit your business better when they become available.
A network of professional support is available to you at anytime. North Capital has partnerships with Solicitors, Accountants, Financial planners and more meaning that if you need professional advice you won’t be sent out looking for it.
North Capital is your one stop business shop, we seek to partner with your business and see it grow.
Call us today for a free consultation